:root {
  --bg: #f5faff;
  --surface: #ffffff;
  --surface-2: #eef8ff;
  --ink: #0d1b3d;
  --ink-soft: #42567d;
  --primary: #00b5e2;
  --primary-deep: #0092b7;
  --line: #d7e9f6;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(13, 27, 61, 0.09);
}

* { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }

body {
  font-family: "Lato", sans-serif;
  color: var(--ink);
  background: linear-gradient(180deg, #f8fcff 0%, #eff8ff 100%);
  line-height: 1.5;
}

.container { width: min(1120px, 92vw); margin: 0 auto; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  backdrop-filter: blur(6px);
  background: rgba(255, 255, 255, 0.93);
  border-bottom: 1px solid var(--line);
}

.nav-wrap { display: flex; align-items: center; justify-content: space-between; min-height: 78px; }

.brand { display: flex; align-items: center; text-decoration: none; }
.brand-logo { width: 220px; max-width: 58vw; height: auto; display: block; }

.main-nav { display: flex; align-items: center; gap: 1rem; }
.main-nav a { text-decoration: none; color: var(--ink-soft); font-weight: 700; font-family: "Montserrat", sans-serif; font-size: 0.92rem; text-transform: uppercase; }
.main-nav a:hover { color: var(--ink); }

.nav-toggle { display: none; border: 0; background: transparent; font-size: 1.5rem; }

.hero { padding: 4rem 0 3rem; }
.hero-grid { display: grid; gap: 1.5rem; grid-template-columns: 1.4fr 1fr; }

.eyebrow { letter-spacing: 0.12em; text-transform: uppercase; color: var(--primary-deep); font-weight: 800; margin: 0; font-family: "Montserrat", sans-serif; font-size: 0.82rem; }

h1, h2, h3, h4 { font-family: "Montserrat", sans-serif; line-height: 1.2; text-transform: uppercase; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); margin: 0.4rem 0 0.6rem; }
h2 { margin-top: 0; font-size: clamp(1.7rem, 3vw, 2.3rem); }

.lead { color: var(--ink-soft); font-size: 1.15rem; }
.hero-points { padding-left: 1.2rem; font-weight: 700; }

.hero-card, .card, .steps article, .faq-list details, .trust-list p, .quotes blockquote {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.hero-card { padding: 1.2rem; }
.hero-card ul { list-style: none; padding: 0; margin: 0 0 1rem; }
.hero-card li { display: flex; justify-content: space-between; padding: 0.55rem 0; border-bottom: 1px dashed var(--line); }
.hero-card li:last-child { border: 0; }

.hero-actions { display: flex; gap: 0.8rem; flex-wrap: wrap; }

.btn {
  display: inline-block;
  background: linear-gradient(135deg, var(--primary), var(--primary-deep));
  color: #fff;
  border-radius: 999px;
  padding: 0.7rem 1.1rem;
  text-decoration: none;
  font-weight: 800;
  font-family: "Montserrat", sans-serif;
  text-transform: uppercase;
  letter-spacing: 0.02em;
  border: 0;
}
.btn:hover { filter: brightness(1.05); }
.btn-ghost { background: transparent; color: var(--ink); border: 1px solid var(--line); }
.btn-small { font-size: 0.84rem; padding: 0.5rem 0.9rem; }

.section { padding: 4rem 0; }
.section-accent { background: linear-gradient(180deg, rgba(0, 181, 226, 0.07), rgba(0, 181, 226, 0.03)); }
.section-muted { background: var(--surface-2); }

.cards, .steps, .benefits-grid, .quotes { display: grid; gap: 1rem; }
.cards { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.steps { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.benefits-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0.8rem; }
.quotes { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.card { padding: 1rem; }
.tag { display: inline-block; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.08em; font-weight: 800; color: var(--primary-deep); margin: 0 0 0.4rem; font-family: "Montserrat", sans-serif; }
.card h3 { margin: 0.2rem 0; }
.card p { color: var(--ink-soft); }
.card-foot { display: flex; justify-content: space-between; align-items: center; margin-top: 0.8rem; font-weight: 700; }
.card-foot a { color: var(--primary-deep); font-family: "Montserrat", sans-serif; text-transform: uppercase; font-size: 0.85rem; }

.steps article { padding: 1rem; }
.section-intro { color: var(--ink-soft); max-width: 65ch; }

.benefits-grid p { margin: 0; padding: 0.9rem; border: 1px solid var(--line); border-radius: 999px; background: #fff; text-align: center; font-weight: 700; font-family: "Montserrat", sans-serif; text-transform: uppercase; font-size: 0.82rem; }

.about { display: grid; grid-template-columns: 1.1fr 1fr; gap: 1rem; }
.trust-list { display: grid; gap: 0.7rem; }
.trust-list p { margin: 0; padding: 0.75rem 0.9rem; font-family: "Montserrat", sans-serif; text-transform: uppercase; font-size: 0.83rem; font-weight: 700; }

.quotes blockquote { margin: 0; padding: 1rem; font-style: italic; }
.faq-list { display: grid; gap: 0.8rem; }
.faq-list details { padding: 0.8rem 1rem; }
.faq-list summary { cursor: pointer; font-weight: 800; font-family: "Montserrat", sans-serif; text-transform: uppercase; font-size: 0.9rem; }

.site-footer { padding: 2rem 0 1rem; border-top: 1px solid var(--line); background: #f4f9ff; }
.footer-grid { display: grid; gap: 1rem; grid-template-columns: 1.3fr 1fr 1fr; }
.site-footer a { color: var(--primary-deep); text-decoration: none; }
.footer-bottom { border-top: 1px solid var(--line); margin-top: 1rem; padding-top: 1rem; color: var(--ink-soft); }

@media (max-width: 920px) {
  .hero-grid, .cards, .steps, .benefits-grid, .about, .quotes, .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-grid { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .nav-toggle { display: block; }
  .main-nav {
    display: none;
    position: absolute;
    top: 76px;
    left: 0;
    right: 0;
    background: var(--surface);
    border-bottom: 1px solid var(--line);
    padding: 0.9rem 1rem;
    flex-direction: column;
    align-items: flex-start;
  }
  .main-nav.open { display: flex; }
  .cards, .steps, .benefits-grid, .about, .quotes, .footer-grid { grid-template-columns: 1fr; }
  .brand-logo { width: 170px; }
}